1. Acceptance of Terms

By accessing this website and booking a consultation, you agree to be bound by these Terms of Service and our Privacy Policy.

2. Services Provided

We provide free financial education consultations intended for educational purposes.

3. User Responsibilities

By using our website, you agree to:

Provide accurate and complete information

Use our services only for lawful purposes

Not misuse or attempt to disrupt our website or services

4. Appointment Booking

When you schedule a consultation:

You agree to receive communications related to your appointment

You are responsible for attending or rescheduling as needed

5. SMS Communications

By providing your phone number and opting in, you consent to receive SMS messages from us related to your appointment and financial education services.

Message frequency may vary

Message and data rates may apply

Reply STOP to opt out at any time

Reply HELP for assistance

We will not send unsolicited messages without your consent.

6. Privacy

Your information is handled in accordance with our Privacy Policy. We do not sell or share your personal information with third parties for marketing purposes.

7. Disclaimer

All consultations are for educational purposes only and should not be considered financial advice. You should consult a licensed professional before making financial decisions.

8. Limitation of Liability

We are not liable for any decisions made based on the information provided during consultations or through our communications.

9. Changes to Terms

We may update these Terms at any time. Continued use of our website constitutes acceptance of those changes.